ATV, Auto or Boat Loans

The consistent way to attack larger purchases.

Overview
Fast approval with convenient terms.

Features
  • Secured and unsecured options
  • Fixed monthly payments
  • Flexible repayment terms
  • Credit decision made locally

Overdraft Protection and Lines of Credit*

Here for the unexpected.

Overview

Piece-of-mind protection with credit decisions made locally.

Features
  • Unsecured
  • Automatic payment required from a National Bank of Commerce checking account
  • Payment based on percentage of unpaid balance

Home Equity Loans*

Put your investment to work for you.

Overview
A fixed interest rate and fixed payments make it easy to budget.

Features
  • Fixed rate loan
  • Fixed payments
  • No prepayment penalty
  • Flexible loan-to-value ratio
  • Minimal closing costs
  • Potential tax benefit*
  • Credit decision made locally

Home Equity Line of Credit*

Dream big. 

Overview
A flexible line of credit, secured by the equity in your home, that you can draw from when you need it. Great for home improvements, a new car, college expenses or even that vacation you've been dreaming about! 

Features
  • Variable interest rate
  • Credit decision made locally 
  • Minimal closing costs*
  • Potential tax benefit**

All loans are subject to credit approval. Please contact a banker for additional information.
* Closing costs may be reduced or eliminated with qualifying NBC account relationship
** Please consult a tax advisor regarding the deductibility of interest.

Recreational Vehicle Loan Special

*2.99% APR is based on the lowest interest rate available. A higher interest rate may apply for not having automatic payment from an NBC deposit account. Automatic payments are not required for loan approval. APRs as low as 2.99% are available for a 3 year term for a recreational vehicle model year 2019 or newer, secured loans at 100% loan to-value (LTV) or less, and credit scores of 760 or above. Loan payment and APR will vary based on the loan amount, the term, credit score, and any fees. The loan origination fee is $25. A loan payment example: a $10,000 automobile loan at 2.97% interest rate for 36 months with a $25 origination fee will have a 2.99% APR and a $291.41 monthly payment. Title registration fees are determined by state of residence. The interest rate may be higher depending upon credit score, down payment, collateral, loan amount, and length of loan term. Offer subject to loan approval. Rates, terms, and conditions may change at any time. Promotion is not valid for refinances of current NBC loans.